BUSINESS HEALTH INSURANCE & EMPLOYEE BENEFITS
Business health insurance can be a complex minefield of continuously changing rules and reforms, but you don't have to do it alone. Let us guide you.
INDIVIDUAL & FAMILY HEALTH INSURANCE
If you don't have access to employer group coverage, purchasing your own health insurance can be very overwhelming without guidance. Let us walk you through the process.
Preserve quality of life for loved ones and sustain business operations in the event of the loss of a key person.
DISABILITY INCOME REPLACEMENT
Avoid the mistake of overlooking the protection of your most valuable asset- YOU. Protect and replace your income in the event you become too sick or hurt to work.
SHORT TERM MEDICAL
Short term health plans provide coverage for 1 to 11 months, which can be a viable solution for people who are simply seeking temporary coverage.
Health sharing plans are on average half the price of traditional A.C.A. plans. This can be great solution for those seeking a low-cost, quality alternative to Obamacare.
For over a decade we have helped individuals, families and employers navigate the complex world of health insurance. As an independent agency with access to all major carriers, we are in a unique position to objectively guide consumers toward choosing the right coverage based on each individual or group's specific situation, needs and budget.
Recent health care reform changes have added multiple layers of complexity to the health insurance process. We have intimate knowledge, experience and understanding, which allows us to help consumers successfully navigate the system and avoid common pitfalls and unwelcome surprises.
Best of all, there are no additional fees for our services! We are compensated by the insurance companies directly. Premiums are fixed-by-law, which means you pay the same price for the same policy, whether we assist you or you go it alone. As an independent broker we have no loyalty to any one company over the other. We will direct you to the plan that best meets your specific needs.
18411 Crenshaw Blvd., Suite 421, Torrance, CA 90504
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