SIMPLIFYING the Complex World of Health Insurance and Medicare
All of our consultations are provided by telephone appointment. This allows us to set aside the necessary time to understand your situation, so we can provide you with all the information you need to make the best possible decision regarding your coverage options.
For nearly 15 years, we've helped individuals, families and business owners by providing simplified, personal and objective guidance surrounding the health insurance selection and enrollment process. Navigating the complex world of health insurance is not easy. As an independent agency with access to most major carriers in the market, we are in a unique position to objectively guide consumers toward choosing the right coverage based on each individual or group's specific situation, needs and budget.
Recent health care reform changes have added multiple layers of complexity to the health insurance process. We have intimate knowledge, experience and understanding, which allows us to help consumers successfully navigate the system and avoid common pitfalls and unwelcome surprises.
Best of all, there are no additional fees for our services! We are compensated by the insurance companies directly. Premiums are fixed-by-law, which means you pay the same price for the same policy, whether you have us assist you or if you do it on your own. As an independent agency we have no loyalty to any one company over the other. We work for you, not the insurance companies. Our goal is to provide you with all the facts and information you need to make the best possible decision regarding your coverage options.
BUSINESS HEALTH INSURANCE & EMPLOYEE BENEFITS
Business health insurance can be a complex minefield of continuously changing rules and reforms, but you don't have to do it alone. Let us guide you.
INDIVIDUAL & FAMILY HEALTH INSURANCE
If you don't have access to employer group coverage, purchasing your own health insurance can be very overwhelming without guidance. Let us walk you through the process.
Preserve quality of life for loved ones and sustain business operations in the event of the loss of a key person.
DISABILITY INCOME REPLACEMENT
Avoid the mistake of overlooking the protection of your most valuable asset- YOU. Protect and replace your income in the event you become too sick or hurt to work.
SHORT TERM MEDICAL
Short term health plans provide coverage for 1 to 11 months, which can be a viable solution for people who are simply seeking temporary coverage.
If you do not qualify for premium assistance subsidies and traditional health coverage is too expensive, a health sharing plan may be a cost-saving alternative to Obamacare.